Bad credit. Two little words. One BIG problem. Today, with companies downsizing and the increasingly high cost of living, most Americans are one paycheck away from financial disaster.

Most people don’t think about their credit until they have to use it. Take the example of a newly-wed couple dreaming of owning their first home.

Judgment Tips: Brief Synopsis The success of judgement removal varies by individual court. NCF has a patented method of removal, which has a lot of success!

If you have just received your credit report and it wasn't what you expected, then you will want to know which steps you should now take to correct your problems.

Credit scores provide an extremely valuable guide to future risk based solely on credit report data. By using credit scoring, a lender can quickly and objectively evaluate your credit history in a consistent manner, and determine the likelihood that you will repay the loan as agreed.

Realize the importance The importance of credit scores has been spreading beyond your ability to pay down a mortgage. The score influences your ability to get credit cards, buy a car, even rent an apartment.