Credit repair works! You can do it yourself, or you can hire a trustworthy credit repair company. Research reveals big differences between credit repair companies.

Credit Repair - Do it Yourself? As the FTC notes: “Only time, a conscious effort, and a personal debt repayment plan will improve your credit report”.

The credit file segregation scam targets those who have filed bankruptcy. ‘File Segregation’ promises an individual the opportunity to hide unfavorable credit details and information by creating a new credit identity.

Contact Information For All of The Credit Bureaus How Do I Contact the Credit Bureaus? Credit bureaus, or credit reporting agencies, are companies that collect and maintain consumer credit information then resell it to other businesses in the form of a credit report.

Spot credit repair scams Although there are many reputable credit repair companies in existence today, there are also many scams being perpetrated on unsuspecting consumers.

Credit does not refer only to a credit card. The term credit is used to describe an individual's financial dependability. How trusting a creditor is toward you depends on your credit worthiness.