There are dedicated incentives and programs available for seniors credit management. These include senior credit cards and senior secured credit programs.

How to Prevent Identity Theft Identity theft relies on a criminal getting access to your personal and financial information. Protecting this information as best as is possible is the first step.

How to Improve Your Credit After Bankruptcy Surviving a bankruptcy requires mental stamina. While you are going through the bankruptcy process, it may seem as though your credit future is utterly bleak.

Bankruptcy Personal bankruptcy as a debt management tool is a last resort. The results of declaring bankruptcy are long term and can have a profound impact on an individual's financial future.

Creditworthiness is often based to a large degree on credit reports. These credit reports have a large impact on an individual's credit score.