What actual number is a good FICO score? A good credit score makes it easier to get a loan and can allow you to get credit at a lower cost.

You balance your checkbook and check your portfolio, but how frequently do you check your credit files? Credit files are windows into your private life.

There are dedicated incentives and programs available for seniors credit management. These include senior credit cards and senior secured credit programs.

Credit repair works! You can do it yourself, or you can hire a trustworthy credit repair company. Research reveals big differences between credit repair companies.

Credit Repair - Do it Yourself? As the FTC notes: “Only time, a conscious effort, and a personal debt repayment plan will improve your credit report”.

How to Improve Your Credit After Bankruptcy Surviving a bankruptcy requires mental stamina. While you are going through the bankruptcy process, it may seem as though your credit future is utterly bleak.