Creditworthiness is often based to a large degree on credit reports. These credit reports have a large impact on an individual's credit score.

If you're a victim of Identity Theft There are important steps to follow for those who believe they are victims of identity theft.

Impact Of Foreclosure Or Short Sale On Fico Score In regards to the options between a short sale or foreclosure. They both have the same impact on your FICO.

Credit does not refer only to a credit card. The term credit is used to describe an individual's financial dependability. How trusting a creditor is toward you depends on your credit worthiness.

Repair Bad Credit Fast The majority of individuals are unaware of the extent to which a bad credit history affects their ability to borrow.

Legitimate Credit Repair Services Credit repair can be a difficult and confusing process. Legal credit repair services do not engage in making false promises, suggesting illegal practices, or skirting the rules governing legal credit repair services as contained in laws, Acts and rules such as the those defined by the Credit Repair Organizations Act.