Credit scores provide an extremely valuable guide to future risk based solely on credit report data. By using credit scoring, a lender can quickly and objectively evaluate your credit history in a consistent manner, and determine the likelihood that you will repay the loan as agreed.

Realize the importance The importance of credit scores has been spreading beyond your ability to pay down a mortgage. The score influences your ability to get credit cards, buy a car, even rent an apartment.

What credit can I get with a 600 Credit Score? I need a cosigner with a 660 or better credit score and a decent credit history to secure my business loan.

My one credit card has a $2,000 limit, but I rarely put even $200 on it and if I do it’s because I’m traveling.