Bad credit. Two little words. One BIG problem. Today, with companies downsizing and the increasingly high cost of living, most Americans are one paycheck away from financial disaster.

What actual number is a good FICO score? A good credit score makes it easier to get a loan and can allow you to get credit at a lower cost.

Contact Information For All of The Credit Bureaus How Do I Contact the Credit Bureaus? Credit bureaus, or credit reporting agencies, are companies that collect and maintain consumer credit information then resell it to other businesses in the form of a credit report.

Impact Of Foreclosure Or Short Sale On Fico Score In regards to the options between a short sale or foreclosure. They both have the same impact on your FICO.

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How To Get A Free Credit Report How To Get A Free Credit Report From All Three Credit Reporting Agencies Most people, at some point, will find themselves relying on credit to make a very important purchase.