What actual number is a good FICO score? A good credit score makes it easier to get a loan and can allow you to get credit at a lower cost.

Credit repair works! You can do it yourself, or you can hire a trustworthy credit repair company. Research reveals big differences between credit repair companies.

Bankruptcy Personal bankruptcy as a debt management tool is a last resort. The results of declaring bankruptcy are long term and can have a profound impact on an individual's financial future.

The credit file segregation scam targets those who have filed bankruptcy. ‘File Segregation’ promises an individual the opportunity to hide unfavorable credit details and information by creating a new credit identity.

Contact Information For All of The Credit Bureaus How Do I Contact the Credit Bureaus? Credit bureaus, or credit reporting agencies, are companies that collect and maintain consumer credit information then resell it to other businesses in the form of a credit report.

Spot credit repair scams Although there are many reputable credit repair companies in existence today, there are also many scams being perpetrated on unsuspecting consumers.